Your Smile, Your Benefits
1st Family Dental is proud to be in-network with most PPO insurance plans. For patients without coverage or between plans, we offer straightforward, affordable options to ensure you still receive the care you need.
Coverage You Can Count On
In-Network With Most PPO Plans, Including:
- Guardian
- Unicare
- United Concordia
- Zenith
- Professional Benefit Administrators
We take the worry out of the insurance claims process. As a courtesy to our patients, we will gladly file all insurance forms for you and follow up to ensure claims are processed.
Understanding dental insurance can be complicated and time consuming. Our insurance specialists are trained to help educate you about your insurance coverage, and help ensure that you and your family maximize your benefits for the best possible care, service and value.
At 1st Family Dental, we believe that everyone deserves excellent, affordable dental care. If you are between plans or do not have dental insurance, please contact one of our convenient locations to learn how we can help make your dental care fit within your budget.
Insurance plans can change regularly. If you do not see your insurance or provider listed here, please contact us to confirm your coverage.
Financing for Every Smile
Your smile is our priority – our flexible financing options are designed to make quality dental care accessible for every patient.
Smile now, pay-over-time. Choose your location below:
Enjoy No Down -Payment and Interest-Free Financing for up to 24 months. Click Here to learn more about the CareCredit®. Applications are accepted at all 1st Family Dental locations.
In-Network Dental Insurance
Plans (Including, but not limited to):
- AIG
- American Administrators
- Ameritas
- Assurant
- Blue Cross Blue Shield (BCBS)
- Cigna
- Delta Dental
- Dental Network of America
- First Health
- Gallagher Benefit Administrator
- Great West Life
- Humana
- Kansas City Life
- MetLife
- Mutual of Omaha
- Principal Life Insurance
- Professional Benefit Administrator
- The Guardian
- Unicare
- United Concordia
- Zenith Administrator
FAQs
Does 1st Family Dental accept AllKids?
Yes. We accept AllKids, the State of Illinois programme that provides comprehensive dental coverage for children in eligible families, at all 16 of our Chicago and suburban locations. Cleanings, exams, X-rays, fillings and most treatment are covered. Call (833) 388-3068 and we’ll confirm your child’s eligibility before the first visit.
Do you accept Adult Medicare Dental?
Yes. We accept Adult Medicare Dental coverage across all 16 locations. Adult dental benefits vary considerably from plan to plan, so call (833) 388-3068 before booking and our insurance specialists will check exactly what your policy covers and what, if anything, you’ll pay.
Which PPO dental insurance plans are you in-network with?
We’re in-network with most major PPO plans, including Delta Dental, Blue Cross Blue Shield, Cigna, MetLife, Aetna-affiliated administrators, Guardian, Humana, Ameritas, United Concordia, Unicare, Mutual of Omaha and Principal Life — over 20 carriers in total. The full list appears above. If yours isn’t shown, call us; plans change often.
What if I don't have dental insurance?
You can still be seen. We offer straightforward, affordable options for patients who are uninsured or between plans, plus interest-free financing through CareCredit. Contact any of our 16 locations and we’ll explain your options and give you clear costs before treatment begins — no obligation.
Do you offer payment plans?
Yes. Through CareCredit you can spread treatment costs over up to 24 months with no down payment and no interest. Applications are accepted at all 16 locations and approval usually takes minutes. Select your location on this page to start, or ask our front desk at your visit.
Do you file insurance claims for me?
Yes — we file all insurance forms on your behalf as a courtesy and follow up with your provider until the claim is processed. You don’t need to chase paperwork or submit anything yourself. Our insurance specialists handle it and will tell you if anything needs your attention.
How do I find out what my plan covers before my visit?
Call (833) 388-3068 or your local office before your appointment. Our insurance specialists will verify your benefits, check your annual maximum and remaining balance, and explain any deductible or co-pay. You’ll know your estimated out-of-pocket cost before treatment starts, not after.
Can someone explain my insurance to me in Spanish?
Yes. Spanish-speaking team members are available at our Albany Park, Little Village, Logan Square, Addison, Elgin and Aurora (Fox Valley) offices and can walk you through your coverage, costs and consent forms in Spanish.